Lugoff, SC Car Accident Lawyer
When you get hurt in a car accident, you may be left with pain and suffering, expensive medical bills, and lost wages from your injuries. These damages should be reimbursed by the at-fault party, but holding them liable can be a challenge.
Our lawyers can help you collect evidence, negotiate claims, and even fight the case at trial if necessary. Turn to us in your time of need for advice and an advocate who can stand up for you against insurance companies, transportation companies, and at-fault drivers.
For a free case review, call our car accident lawyers today at Burriss Ridgeway Injury Lawyers at (803) 451-4000.
How is Fault Determined in a Car Accident in Lugoff, SC?
The worst feeling after a car accident – aside from the pain of your injuries – is the fear that the accident will be deemed your fault. However, there are some important things to know about how fault is assigned that can help you rest easier:
Elements of Fault
Most car accident cases are based on negligence, which says that the defendant breached a legal duty they owed you. If that was what caused your injuries, then they are liable.
This means that you could only be held at fault if you did something wrong, such as violating a traffic law. If you were doing everything right, the accident should never be deemed your fault.
Comparative Fault
Even if you did do something wrong, and it is enough to constitute some degree of negligence on your part, you can still win partial damages. Courts can use our comparative fault laws to assign partial fault to each party, as a percentage. Then, each at-fault driver pays for that percentage of damages.
If you are partially at fault, you usually lose a percentage of the total damages rather than losing your whole case. You can only lose the whole case if you are more than 50% at fault.
Examples
All kinds of traffic violations and unsafe decisions behind the wheel can be used to prove another driver is at fault, such as
- Drunk driving
- Distracted driving
- Speeding
- Failing to yield
- Failing to use a turn signal
What Damages Can I Claim?
Car accident damages typically fall into four major categories, plus some other common damages you might need to claim:
Medical Bills
One of the biggest sets of damages might be your medical bills. This includes any care or therapy bills brought on by your injuries, including the cost of
- Surgeries
- Hospital stays
- Medical imaging
- Mental health therapy
- Physical therapy and rehabilitation
It can also cover the costs of ongoing care.
Lost Earnings
All wages you lost because of the accident should be paid back to you. This means any work the injuries caused you to miss while healing, plus any future earnings you miss out on because of the injury. If your injury totally disables you, this could be a high area of damages.
Pain and Suffering
These “non-economic damages” cover intangible harms that have no bills or costs. For example, mental anguish, lost ability, and more.
Vehicle Damage
The cost of repairing or replacing your vehicle is important, even in the face of these other, more extreme damages.
Other Damages
There may be other costs you can also recover damages for, so check with a lawyer about the total damages available. Things like hospital parking, home adaptations, and help around the house could be covered because they only came about because the accident happened.
FAQs for Car Accident Cases in Lugoff, SC
Can You Sue for a Car Crash or Do You Have to Use Insurance?
When you get hurt, insurance might be available to cover your injuries, but that does not stop you from filing a lawsuit. If the at-fault driver has insurance – like they are supposed to – then you may be able to file a claim that way and skip the hassle of going to court.
However, when insurance companies delay or block payment, we can take the driver to court instead. The insurance company is the one paying for their damages either way (up to policy limits), whether we settle the insurance claim or win at trial.
Whose Insurance Do I File My Claim With?
South Carolina uses a “tort” or “at-fault” insurance system. This means that every driver’s insurance covers the harm the at-fault driver causes to others. If you get hurt in a crash, you file with the at-fault driver’s insurance.
However, you might have optional coverages on your own policy – like collision coverage – that pay for some of your damages with a deductible payment. You can often use your insurance first to pay for whatever it can cover, then, when you win against the defendant, you can pay back your insurance and keep any extra (e.g., the pain and suffering damages your insurance would not have covered).
Where Do I File My Claim?
If your accident happened in Lugoff, SC, you’ll file in Kershaw County Cases are usually filed in the county court for the jurisdiction where the crash happened.
Do I Have a Case?
We cannot know whether you have a case until we hear from you about the facts of what happened, the damages you faced, and the evidence available. However, we offer free case reviews where we can discuss these things.
What’s the Filing Deadline?
Car accident claims are governed by the statute of limitations for injury cases. In South Carolina, this means you have to file within 3 years of the date of the accident/injury.
Call Our Car Accident Attorneys in Lugoff, SC Today
Call Burriss Ridgeway Injury Lawyers for a free case review with our car accident lawyers: (803) 451-4000.