Lake City, SC Car Accident Lawyer
Unfortunately, numerous drivers on the roads fail to exercise reasonable care, causing accidents in countless ways. If you have been injured because of another driver’s negligence, you deserve justice for the damages you have suffered.
Car accidents can lead to a wide range of injuries that can have a significant impact on the victim’s physical and emotional well-being. These injuries can be disabling, and they can also result in substantial financial losses. We understand the challenges that car accident victims in Lake City face and the impact that these accidents can have on their lives. Our team is here to offer you the assistance you need and help you recover the compensation you deserve.
Call Burriss Ridgeway Injury Lawyers at (803) 451-4000 for a free case consultation with our car accident lawyers today.
How to Pursue Compensation for Car Accident Injuries in Lake City, SC
After a car accident in Lake City, you will likely have a few options to pursue compensation for your injuries. While most cases start with an insurance claim being filed, you might also need to consider filing a lawsuit to seek additional compensation, depending on the severity of your injuries and the circumstances of the accident. This can be a complex process, but our car accident attorneys can review your case to determine the best path to getting your damages covered. By taking the following steps and working with our experienced team, you can work towards the financial and emotional recovery you need to move forward.
File an Insurance Claim
When you are involved in a car accident, the first step to pursue compensation is typically to file an insurance claim. Lake City and the rest of South Carolina operate under a “fault” system for car accidents, which means that the driver who caused the accident is responsible for the damages.
To file a claim, you have two options. Firstly, you can file a claim directly with the at-fault driver’s insurance company. Alternatively, you can file a claim with your own insurance company, which will then seek reimbursement from the at-fault driver’s insurer, but the first option is much more common. Whichever option you choose, it is important to report the accident to your insurance company as soon as possible and provide all necessary documentation, including police reports, medical records, and evidence of property damage.
Once your claim is filed, the insurance company will investigate and determine how much they believe your claim is worth. They might offer you a settlement at this point. However, initial offers are often lower than what your claim is truly worth. This is why working with our team to negotiate with the insurance company to reach a fair settlement is important.
In addition to helping you negotiate with the insurance company, we can also help you understand your options if the insurance company denies your claim or offers an unfair settlement. We can always help you file a lawsuit against the at-fault driver to recover the damages you are entitled to.
File a Lawsuit
Suppose you find it difficult to reach a fair settlement with the insurance company after suffering damages from an accident caused by someone else’s negligence. In that case, you have the option to file a lawsuit against the at-fault driver. This more complex and time-consuming process involves filing a formal complaint in court, gathering evidence to support your case, and potentially going to trial.
However, the extra effort is usually worth it, considering how expensive car accident injuries can be to recover from. Filing a lawsuit allows you to seek a broader range of damages, including non-economic damages such as emotional distress, pain and suffering, and loss of enjoyment of life.
Like an insurance claim, you must prove that the other person involved is responsible for the damages sustained. However, if the case goes to trial, you will need to prove four distinct elements to establish the defendant’s liability. These elements include duty, breach of duty, causation, and damages.
First, you must show that the defendant owed you a duty of care, which means they had a legal obligation to act in a way that would not harm others. Second, you must prove that the defendant breached that duty by failing to act in a reasonable manner.
Third, you need to demonstrate that the breach of duty caused your injuries or damages. Lastly, you must provide evidence of the actual harm or losses you suffered because of the defendant’s actions. Only when you establish all four of these elements do you have a chance to recover compensation for your losses.
Compensation Recoverable in a Lake City, SC Car Accident Case
The financial impact of an accident can be substantial, including medical expenses, loss of income, and more. Understanding the following potential sources of compensation can help you ensure you are adequately compensated for the full impact of the accident on your life:
One of the most significant costs following a car accident is often medical expenses. These can include emergency room visits, hospital stays, surgeries, physical therapy, prescription medications, and any future medical care you might need as a result of your injuries. If another driver’s negligence caused your accident, you could be entitled to compensation for these costs.
If your injuries prevent you from working, either temporarily or permanently, you might be able to recover compensation for lost wages. This includes not only the income you have already lost but also any future earnings you might miss out on if your ability to work has been impacted long-term.
Car accidents often result in damage to vehicles and other personal property. The cost of repairs or replacement can be included in your claim. This can cover not only damage to your vehicle but also any personal items that were in the car and damaged in the accident.
Pain and Suffering
In addition to economic damages like medical expenses and lost wages, you might also be entitled to compensation for non-economic damages, often referred to as pain and suffering. This includes compensation for physical pain, emotional distress, loss of enjoyment of life, and other negative impacts your injuries have had on your life.
In some cases, you might be entitled to punitive damages. These are awarded in cases where the at-fault party’s behavior was particularly egregious or reckless. The purpose of punitive damages is not to compensate the victim but to punish the wrongdoer and deter similar behavior in the future.
Wrongful Death Damages
If a loved one was killed in a car accident, surviving family members might be able to pursue a wrongful death claim. Compensation in such cases can cover funeral and burial expenses, loss of the deceased’s income, loss of companionship, and more.
Our Lake City, SC Car Accident Attorneys Are Here to Help You Get Justice from the Person Responsible for Your Injuries
To get a free case review, contact our car accident attorneys at Burriss Ridgeway Injury Lawyers by calling (803) 451-4000.